Call reports 2013
BANK OF OLD MONROE, THE — 2013
What BANK OF OLD MONROE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 285,411,000 | 288,197,000 | 301,958,000 | 305,003,000 |
| Total loans | 120,337,000 | 130,707,000 | 135,096,000 | 138,955,000 |
| Allowance for loan losses | 4,935,000 | 5,166,000 | 5,222,000 | 5,236,000 |
| Securities available for sale | 141,723,000 | 136,135,000 | 135,299,000 | 143,175,000 |
| Securities held to maturity | 615,000 | 563,000 | 487,000 | 448,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,654,000 | 248,417,000 | 267,227,000 | 266,426,000 |
| Interest-bearing deposits | 202,546,000 | 207,044,000 | 223,093,000 | 223,924,000 |
| Noninterest-bearing deposits | 41,108,000 | 41,373,000 | 44,134,000 | 42,502,000 |
| Equity capital | 34,598,000 | 31,238,000 | 31,950,000 | 32,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 5,087,000 | 7,843,000 | 10,696,000 |
| Interest expense | 472,000 | 1,044,000 | 1,661,000 | 2,125,000 |
| Net interest income | 2,026,000 | 4,043,000 | 6,182,000 | 8,571,000 |
| Noninterest income | 451,000 | 956,000 | 1,470,000 | 1,909,000 |
| Noninterest expense | 1,346,000 | 2,819,000 | 4,207,000 | 5,692,000 |
| Provision for loan losses | 270,000 | 450,000 | 565,000 | 725,000 |
| Pretax income | 1,446,000 | 2,515,000 | 3,227,000 | 4,379,000 |
| Income tax | 344,000 | 489,000 | 619,000 | 742,000 |
| Net income | 1,102,000 | 2,026,000 | 2,608,000 | 3,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,906,000 | 35,830,000 | 36,009,000 | 37,038,000 |
| Total capital | 37,186,000 | 38,256,000 | 38,497,000 | 39,560,000 |
| Risk-weighted assets | 179,782,000 | 191,329,000 | 196,267,000 | 199,057,000 |