Call reports 2012
BANK OF OLD MONROE, THE — 2012
What BANK OF OLD MONROE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 273,255,000 | 271,590,000 | 284,030,000 | 285,928,000 |
| Total loans | 113,686,000 | 115,907,000 | 116,994,000 | 121,203,000 |
| Allowance for loan losses | 4,071,000 | 4,376,000 | 4,284,000 | 4,674,000 |
| Securities available for sale | 136,156,000 | 129,564,000 | 144,749,000 | 143,844,000 |
| Securities held to maturity | 1,576,000 | 1,277,000 | 1,213,000 | 658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,087,000 | 231,312,000 | 239,739,000 | 240,801,000 |
| Interest-bearing deposits | 196,492,000 | 194,578,000 | 199,675,000 | 198,176,000 |
| Noninterest-bearing deposits | 38,595,000 | 36,734,000 | 40,064,000 | 42,625,000 |
| Equity capital | 30,759,000 | 32,199,000 | 33,880,000 | 34,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,800,000 | 5,512,000 | 7,823,000 | 10,309,000 |
| Interest expense | 591,000 | 1,183,000 | 1,781,000 | 2,294,000 |
| Net interest income | 2,209,000 | 4,329,000 | 6,042,000 | 8,015,000 |
| Noninterest income | 439,000 | 928,000 | 1,452,000 | 1,998,000 |
| Noninterest expense | 1,251,000 | 2,541,000 | 3,772,000 | 5,306,000 |
| Provision for loan losses | 800,000 | 1,100,000 | 1,400,000 | 1,800,000 |
| Pretax income | 1,880,000 | 3,759,000 | 5,093,000 | 6,480,000 |
| Income tax | 553,000 | 1,066,000 | 1,176,000 | 1,578,000 |
| Net income | 1,327,000 | 2,693,000 | 3,917,000 | 4,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,551,000 | 31,917,000 | 32,820,000 | 33,804,000 |
| Total capital | 32,754,000 | 34,150,000 | 35,034,000 | 36,103,000 |
| Risk-weighted assets | 174,406,000 | 176,516,000 | 175,044,000 | 181,513,000 |