Call reports 2011
BANK OF OLD MONROE, THE — 2011
What BANK OF OLD MONROE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 261,080,000 | 261,010,000 | 271,828,000 | 262,626,000 |
| Total loans | 113,945,000 | 118,826,000 | 115,375,000 | 113,318,000 |
| Allowance for loan losses | 2,989,000 | 3,395,000 | 3,837,000 | 3,775,000 |
| Securities available for sale | 116,727,000 | 116,990,000 | 126,356,000 | 123,773,000 |
| Securities held to maturity | 5,042,000 | 2,393,000 | 2,078,000 | 1,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,353,000 | 217,800,000 | 230,997,000 | 224,650,000 |
| Interest-bearing deposits | 187,010,000 | 186,863,000 | 197,215,000 | 189,167,000 |
| Noninterest-bearing deposits | 30,343,000 | 30,937,000 | 33,782,000 | 35,483,000 |
| Equity capital | 26,053,000 | 28,106,000 | 29,117,000 | 29,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,823,000 | 5,775,000 | 8,747,000 | 11,687,000 |
| Interest expense | 823,000 | 1,648,000 | 2,531,000 | 3,263,000 |
| Net interest income | 2,000,000 | 4,127,000 | 6,216,000 | 8,424,000 |
| Noninterest income | 350,000 | 730,000 | 1,119,000 | 1,545,000 |
| Noninterest expense | 1,218,000 | 2,516,000 | 3,860,000 | 5,114,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,300,000 | 2,100,000 |
| Pretax income | 1,030,000 | 2,297,000 | 3,736,000 | 3,515,000 |
| Income tax | 195,000 | 493,000 | 817,000 | 514,000 |
| Net income | 835,000 | 1,804,000 | 2,919,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,395,000 | 28,316,000 | 29,143,000 | 29,224,000 |
| Total capital | 29,533,000 | 30,523,000 | 31,375,000 | 31,381,000 |
| Risk-weighted assets | 170,201,000 | 175,401,000 | 176,935,000 | 170,958,000 |