Call reports 2010
BANK OF OLD MONROE, THE — 2010
What BANK OF OLD MONROE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 226,595,000 | 237,149,000 | 243,734,000 | 254,276,000 |
| Total loans | 114,612,000 | 116,391,000 | 116,513,000 | 115,955,000 |
| Allowance for loan losses | 2,679,000 | 2,319,000 | 2,067,000 | 2,775,000 |
| Securities available for sale | 72,000,000 | 83,255,000 | 92,803,000 | 109,528,000 |
| Securities held to maturity | 7,519,000 | 7,263,000 | 6,515,000 | 6,178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,229,000 | 194,512,000 | 198,686,000 | 211,130,000 |
| Interest-bearing deposits | 159,476,000 | 165,718,000 | 170,367,000 | 180,177,000 |
| Noninterest-bearing deposits | 25,753,000 | 28,794,000 | 28,319,000 | 30,953,000 |
| Equity capital | 23,799,000 | 24,930,000 | 26,765,000 | 24,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,847,000 | 5,620,000 | 8,475,000 | 11,409,000 |
| Interest expense | 915,000 | 1,866,000 | 2,745,000 | 3,761,000 |
| Net interest income | 1,932,000 | 3,754,000 | 5,730,000 | 7,648,000 |
| Noninterest income | 419,000 | 805,000 | 1,248,000 | 1,687,000 |
| Noninterest expense | 1,207,000 | 2,480,000 | 3,743,000 | 5,031,000 |
| Provision for loan losses | 180,000 | 790,000 | 1,190,000 | 1,990,000 |
| Pretax income | 1,186,000 | 1,577,000 | 2,683,000 | 3,196,000 |
| Income tax | 343,000 | 412,000 | 653,000 | 809,000 |
| Net income | 843,000 | 1,165,000 | 2,030,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,362,000 | 25,684,000 | 26,284,000 | 26,560,000 |
| Total capital | 27,389,000 | 27,750,000 | 28,348,000 | 28,722,000 |
| Risk-weighted assets | 161,533,000 | 165,039,000 | 164,988,000 | 172,433,000 |