Call reports 2009
BANK OF OLD MONROE, THE — 2009
What BANK OF OLD MONROE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 192,564,000 | 202,472,000 | 206,886,000 | 212,138,000 |
| Total loans | 104,879,000 | 107,969,000 | 116,140,000 | 119,057,000 |
| Allowance for loan losses | 2,732,000 | 2,416,000 | 1,862,000 | 2,657,000 |
| Securities available for sale | 49,233,000 | 53,396,000 | 55,372,000 | 60,562,000 |
| Securities held to maturity | 9,147,000 | 9,662,000 | 10,001,000 | 8,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,204,000 | 163,083,000 | 165,484,000 | 171,804,000 |
| Interest-bearing deposits | 129,606,000 | 135,938,000 | 139,743,000 | 145,294,000 |
| Noninterest-bearing deposits | 24,598,000 | 27,145,000 | 25,741,000 | 26,510,000 |
| Equity capital | 20,736,000 | 21,643,000 | 23,050,000 | 22,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,603,000 | 5,379,000 | 8,211,000 | 10,859,000 |
| Interest expense | 938,000 | 1,876,000 | 2,823,000 | 3,774,000 |
| Net interest income | 1,665,000 | 3,503,000 | 5,388,000 | 7,085,000 |
| Noninterest income | 385,000 | 832,000 | 1,276,000 | 1,712,000 |
| Noninterest expense | 1,202,000 | 2,347,000 | 3,637,000 | 4,862,000 |
| Provision for loan losses | 190,000 | 400,000 | 960,000 | 1,760,000 |
| Pretax income | 675,000 | 1,652,000 | 2,460,000 | 2,622,000 |
| Income tax | 192,000 | 498,000 | 756,000 | 805,000 |
| Net income | 483,000 | 1,154,000 | 1,704,000 | 1,817,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,644,000 | 24,290,000 | 24,469,000 | 24,519,000 |
| Total capital | 25,479,000 | 26,173,000 | 26,331,000 | 26,528,000 |
| Risk-weighted assets | 145,938,000 | 151,839,000 | 157,475,000 | 160,116,000 |