Call reports 2006
BANK OF OLD MONROE, THE — 2006
What BANK OF OLD MONROE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 165,124,000 | 165,494,000 | 162,040,000 | 161,330,000 |
| Total loans | 89,838,000 | 87,061,000 | 88,275,000 | 90,700,000 |
| Allowance for loan losses | 1,356,000 | 1,398,000 | 1,441,000 | 1,458,000 |
| Securities available for sale | 38,528,000 | 37,876,000 | 40,252,000 | 41,037,000 |
| Securities held to maturity | 13,239,000 | 13,236,000 | 12,941,000 | 12,918,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,092,000 | 135,285,000 | 134,890,000 | 134,072,000 |
| Interest-bearing deposits | 109,080,000 | 110,751,000 | 108,476,000 | 107,996,000 |
| Noninterest-bearing deposits | 24,012,000 | 24,534,000 | 26,414,000 | 26,076,000 |
| Equity capital | 18,633,000 | 18,969,000 | 19,753,000 | 20,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,531,000 | 6,863,000 | 9,280,000 |
| Interest expense | 896,000 | 1,858,000 | 2,816,000 | 3,784,000 |
| Net interest income | 1,308,000 | 2,673,000 | 4,047,000 | 5,496,000 |
| Noninterest income | 293,000 | 607,000 | 917,000 | 1,221,000 |
| Noninterest expense | 851,000 | 1,757,000 | 2,687,000 | 3,683,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 720,000 | 1,463,000 | 2,187,000 | 2,904,000 |
| Income tax | 204,000 | 431,000 | 616,000 | 856,000 |
| Net income | 516,000 | 1,032,000 | 1,571,000 | 2,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,080,000 | 19,596,000 | 19,940,000 | 20,355,000 |
| Total capital | 20,412,000 | 20,924,000 | 21,268,000 | 21,711,000 |
| Risk-weighted assets | 106,518,000 | 106,136,000 | 106,173,000 | 108,388,000 |