Call reports 2003
BANK OF OLD MONROE, THE — 2003
What BANK OF OLD MONROE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 130,543,000 | 133,664,000 | 138,880,000 | 140,218,000 |
| Total loans | 56,635,000 | 57,691,000 | 61,099,000 | 60,701,000 |
| Allowance for loan losses | 1,293,000 | 1,297,000 | 1,244,000 | 1,173,000 |
| Securities available for sale | 44,693,000 | 48,230,000 | 52,274,000 | 54,752,000 |
| Securities held to maturity | 4,103,000 | 3,697,000 | 2,988,000 | 4,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,919,000 | 112,216,000 | 119,231,000 | 119,985,000 |
| Interest-bearing deposits | 94,082,000 | 95,168,000 | 101,127,000 | 100,828,000 |
| Noninterest-bearing deposits | 15,837,000 | 17,048,000 | 18,104,000 | 19,157,000 |
| Equity capital | 14,160,000 | 14,665,000 | 14,581,000 | 14,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,092,000 | 4,652,000 | 6,209,000 |
| Interest expense | 508,000 | 1,019,000 | 1,527,000 | 2,006,000 |
| Net interest income | 1,065,000 | 2,073,000 | 3,125,000 | 4,203,000 |
| Noninterest income | 297,000 | 591,000 | 894,000 | 1,162,000 |
| Noninterest expense | 698,000 | 1,484,000 | 2,262,000 | 3,031,000 |
| Provision for loan losses | 35,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 633,000 | 1,104,000 | 1,636,000 | 2,168,000 |
| Income tax | 195,000 | 376,000 | 480,000 | 626,000 |
| Net income | 438,000 | 728,000 | 1,156,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,671,000 | 13,981,000 | 14,231,000 | 14,617,000 |
| Total capital | 14,586,000 | 15,195,000 | 15,192,000 | 15,574,000 |
| Risk-weighted assets | 72,820,000 | 97,026,000 | 76,561,000 | 76,377,000 |