Call reports 2002
BANK OF OLD MONROE, THE — 2002
What BANK OF OLD MONROE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,167,000 | 111,606,000 | 119,554,000 | 124,617,000 |
| Total loans | 46,842,000 | 52,078,000 | 54,624,000 | 57,551,000 |
| Allowance for loan losses | 1,263,000 | 1,287,000 | 1,316,000 | 1,340,000 |
| Securities available for sale | 37,191,000 | 39,120,000 | 40,104,000 | 44,038,000 |
| Securities held to maturity | 4,665,000 | 4,955,000 | 4,642,000 | 4,285,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,906,000 | 94,838,000 | 101,262,000 | 105,414,000 |
| Interest-bearing deposits | 79,508,000 | 81,410,000 | 85,750,000 | 89,182,000 |
| Noninterest-bearing deposits | 12,398,000 | 13,428,000 | 15,512,000 | 16,232,000 |
| Equity capital | 12,433,000 | 13,059,000 | 13,389,000 | 13,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,558,000 | 3,109,000 | 4,686,000 | 6,289,000 |
| Interest expense | 657,000 | 1,267,000 | 1,847,000 | 2,403,000 |
| Net interest income | 901,000 | 1,842,000 | 2,839,000 | 3,886,000 |
| Noninterest income | 153,000 | 323,000 | 518,000 | 795,000 |
| Noninterest expense | 631,000 | 1,373,000 | 2,039,000 | 2,676,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 423,000 | 762,000 | 1,258,000 | 1,915,000 |
| Income tax | 120,000 | 210,000 | 380,000 | 609,000 |
| Net income | 303,000 | 552,000 | 878,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,378,000 | 12,627,000 | 12,804,000 | 13,233,000 |
| Total capital | 12,378,000 | 12,627,000 | 14,120,000 | 14,573,000 |
| Risk-weighted assets | 109,520,000 | 112,431,000 | 120,203,000 | 125,479,000 |