Call reports 2001
BANK OF OLD MONROE, THE — 2001
What BANK OF OLD MONROE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,087,000 | 94,419,000 | 97,911,000 | 104,582,000 |
| Total loans | 44,977,000 | 43,883,000 | 43,881,000 | 45,186,000 |
| Allowance for loan losses | 1,250,000 | 1,293,000 | 1,336,000 | 1,299,000 |
| Securities available for sale | 13,052,000 | 25,196,000 | 30,574,000 | 34,729,000 |
| Securities held to maturity | 15,851,000 | 7,400,000 | 6,285,000 | 5,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,785,000 | 78,976,000 | 82,016,000 | 88,851,000 |
| Interest-bearing deposits | 66,137,000 | 67,975,000 | 69,645,000 | 75,233,000 |
| Noninterest-bearing deposits | 10,648,000 | 11,001,000 | 12,371,000 | 13,618,000 |
| Equity capital | 11,606,000 | 12,030,000 | 12,590,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,613,000 | 3,168,000 | 4,708,000 | 6,280,000 |
| Interest expense | 797,000 | 1,577,000 | 2,315,000 | 3,012,000 |
| Net interest income | 816,000 | 1,591,000 | 2,393,000 | 3,268,000 |
| Noninterest income | 112,000 | 258,000 | 391,000 | 509,000 |
| Noninterest expense | 571,000 | 1,114,000 | 1,707,000 | 2,310,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 327,000 | 675,000 | 987,000 | 1,377,000 |
| Income tax | 90,000 | 206,000 | 291,000 | 412,000 |
| Net income | 237,000 | 469,000 | 696,000 | 965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,492,000 | 11,724,000 | 11,805,000 | 12,075,000 |
| Total capital | 12,296,000 | 12,919,000 | 13,036,000 | 13,374,000 |
| Risk-weighted assets | 63,834,000 | 95,493,000 | 98,356,000 | 105,696,000 |