Call reports 2025
TITAN BANK, N.A. — 2025
What TITAN BANK, N.A. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 704,572,000 | 639,498,000 | 843,527,000 | 819,886,000 |
| Total loans | 307,181,000 | 338,130,000 | 394,704,000 | 448,858,000 |
| Allowance for loan losses | 3,419,000 | 3,838,000 | 4,855,000 | 5,374,000 |
| Securities available for sale | 4,686,000 | 5,005,000 | 4,615,000 | 20,553,000 |
| Securities held to maturity | 101,351,000 | 109,035,000 | 113,665,000 | 110,699,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,284,000 | 568,248,000 | 658,564,000 | 640,700,000 |
| Interest-bearing deposits | 310,593,000 | 285,211,000 | 269,123,000 | 360,165,000 |
| Noninterest-bearing deposits | 329,691,000 | 283,037,000 | 389,441,000 | 280,535,000 |
| Equity capital | 61,935,000 | 65,813,000 | 179,652,000 | 78,961,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,645,000 | 20,331,000 | 32,046,000 | 43,967,000 |
| Interest expense | 2,469,000 | 5,237,000 | 8,018,000 | 11,197,000 |
| Net interest income | 7,176,000 | 15,094,000 | 24,028,000 | 32,770,000 |
| Noninterest income | 266,000 | 2,083,000 | 112,908,000 | 133,599,000 |
| Noninterest expense | 2,690,000 | 5,690,000 | 8,878,000 | 12,400,000 |
| Provision for loan losses | -30,000 | 392,000 | 1,409,000 | 1,929,000 |
| Pretax income | 4,808,000 | 11,146,000 | 126,676,000 | 152,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,808,000 | 11,146,000 | 126,676,000 | 152,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,537,000 | 73,175,000 | 186,805,000 | 85,458,000 |
| Total capital | 73,048,000 | 77,082,000 | 191,024,000 | 91,025,000 |
| Risk-weighted assets | 282,447,000 | 318,566,000 | 336,811,000 | 460,027,000 |