Call reports 2022
TITAN BANK, N.A. — 2022
What TITAN BANK, N.A. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 485,380,000 | 480,564,000 | 459,183,000 | 466,608,000 |
| Total loans | 198,988,000 | 196,238,000 | 207,480,000 | 244,910,000 |
| Allowance for loan losses | 1,763,000 | 1,929,000 | 2,230,000 | 2,768,000 |
| Securities available for sale | 93,425,000 | 75,869,000 | 6,820,000 | 6,028,000 |
| Securities held to maturity | 0 | 0 | 67,505,000 | 66,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,835,000 | 449,487,000 | 424,239,000 | 428,725,000 |
| Interest-bearing deposits | 412,988,000 | 423,328,000 | 397,255,000 | 394,063,000 |
| Noninterest-bearing deposits | 36,847,000 | 26,159,000 | 26,984,000 | 34,662,000 |
| Equity capital | 34,863,000 | 30,077,000 | 33,646,000 | 36,941,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,735,000 | 6,241,000 | 10,351,000 | 15,910,000 |
| Interest expense | 76,000 | 154,000 | 276,000 | 735,000 |
| Net interest income | 2,659,000 | 6,087,000 | 10,075,000 | 15,175,000 |
| Noninterest income | 962,000 | 1,355,000 | 1,933,000 | 2,191,000 |
| Noninterest expense | 1,937,000 | 3,986,000 | 6,017,000 | 7,538,000 |
| Provision for loan losses | 26,000 | 193,000 | 498,000 | 1,041,000 |
| Pretax income | 1,658,000 | 3,320,000 | 5,550,000 | 8,844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,658,000 | 3,320,000 | 5,550,000 | 8,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,185,000 | 41,845,000 | 43,933,000 | 46,982,000 |
| Total capital | 41,948,000 | 43,774,000 | 46,163,000 | 49,750,000 |
| Risk-weighted assets | 196,058,000 | 208,082,000 | 225,433,000 | 243,798,000 |