Call reports 2015
TITAN BANK, N.A. — 2015
What TITAN BANK, N.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 80,099,000 | 80,951,000 | 79,347,000 | 80,421,000 |
| Total loans | 45,277,000 | 47,994,000 | 47,872,000 | 48,622,000 |
| Allowance for loan losses | 644,000 | 717,000 | 725,000 | 660,000 |
| Securities available for sale | 12,962,000 | 12,020,000 | 12,007,000 | 11,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,449,000 | 66,907,000 | 62,108,000 | 59,507,000 |
| Interest-bearing deposits | 56,129,000 | 53,967,000 | 51,486,000 | 51,039,000 |
| Noninterest-bearing deposits | 10,320,000 | 12,940,000 | 10,622,000 | 8,468,000 |
| Equity capital | 8,344,000 | 8,710,000 | 8,875,000 | 8,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,893,000 | 2,857,000 | 3,826,000 |
| Interest expense | 108,000 | 218,000 | 331,000 | 441,000 |
| Net interest income | 834,000 | 1,675,000 | 2,526,000 | 3,385,000 |
| Noninterest income | 774,000 | 1,656,000 | 2,090,000 | 2,089,000 |
| Noninterest expense | 1,178,000 | 2,129,000 | 3,079,000 | 3,764,000 |
| Provision for loan losses | 15,000 | 125,000 | 160,000 | 191,000 |
| Pretax income | 421,000 | 1,083,000 | 1,383,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 1,083,000 | 1,383,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,727,000 | 8,080,000 | 8,271,000 | 8,258,000 |
| Total capital | 8,291,000 | 8,686,000 | 8,861,000 | 8,856,000 |
| Risk-weighted assets | 45,132,000 | 48,145,000 | 46,828,000 | 47,453,000 |