Call reports 2014
TITAN BANK, N.A. — 2014
What TITAN BANK, N.A. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,159,000 | 77,586,000 | 78,679,000 | 79,441,000 |
| Total loans | 34,597,000 | 38,637,000 | 41,761,000 | 44,402,000 |
| Allowance for loan losses | 528,000 | 549,000 | 644,000 | 671,000 |
| Securities available for sale | 10,512,000 | 14,150,000 | 14,256,000 | 13,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,894,000 | 68,595,000 | 69,743,000 | 68,964,000 |
| Interest-bearing deposits | 59,199,000 | 61,071,000 | 60,811,000 | 58,888,000 |
| Noninterest-bearing deposits | 9,695,000 | 7,524,000 | 8,932,000 | 10,076,000 |
| Equity capital | 7,692,000 | 7,784,000 | 8,350,000 | 7,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,512,000 | 2,573,000 | 3,504,000 |
| Interest expense | 100,000 | 197,000 | 309,000 | 421,000 |
| Net interest income | 661,000 | 1,315,000 | 2,264,000 | 3,083,000 |
| Noninterest income | 782,000 | 1,221,000 | 1,961,000 | 2,374,000 |
| Noninterest expense | 859,000 | 1,721,000 | 2,651,000 | 3,722,000 |
| Provision for loan losses | 31,000 | 75,000 | 183,000 | 226,000 |
| Pretax income | 553,000 | 740,000 | 1,391,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 553,000 | 740,000 | 1,391,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,361,000 | 7,526,000 | 8,053,000 | 7,602,000 |
| Total capital | 7,882,000 | 8,062,000 | 8,605,000 | 8,184,000 |
| Risk-weighted assets | 41,637,000 | 42,873,000 | 44,098,000 | 46,438,000 |