Call reports 2013
TITAN BANK, N.A. — 2013
What TITAN BANK, N.A. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 60,932,000 | 63,418,000 | 63,253,000 | 63,564,000 |
| Total loans | 31,047,000 | 30,582,000 | 32,078,000 | 35,212,000 |
| Allowance for loan losses | 422,000 | 427,000 | 432,000 | 496,000 |
| Securities available for sale | 7,094,000 | 9,421,000 | 8,679,000 | 8,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,097,000 | 56,295,000 | 55,972,000 | 56,076,000 |
| Interest-bearing deposits | 47,654,000 | 48,985,000 | 47,668,000 | 49,470,000 |
| Noninterest-bearing deposits | 6,443,000 | 7,310,000 | 8,304,000 | 6,606,000 |
| Equity capital | 6,376,000 | 6,524,000 | 6,609,000 | 6,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,277,000 | 1,943,000 | 2,629,000 |
| Interest expense | 83,000 | 165,000 | 255,000 | 348,000 |
| Net interest income | 544,000 | 1,112,000 | 1,688,000 | 2,281,000 |
| Noninterest income | 340,000 | 942,000 | 1,353,000 | 1,996,000 |
| Noninterest expense | 940,000 | 1,764,000 | 2,677,000 | 3,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 69,000 |
| Pretax income | -56,000 | 290,000 | 380,000 | 753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -56,000 | 290,000 | 380,000 | 753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,240,000 | 6,388,000 | 6,477,000 | 6,420,000 |
| Total capital | 6,583,000 | 6,815,000 | 6,909,000 | 6,887,000 |
| Risk-weighted assets | 31,999,000 | 35,077,000 | 34,364,000 | 37,414,000 |