Call reports 2012
TITAN BANK, N.A. — 2012
What TITAN BANK, N.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 58,928,000 | 59,570,000 | 55,281,000 | 59,878,000 |
| Total loans | 29,408,000 | 25,625,000 | 26,964,000 | 30,481,000 |
| Allowance for loan losses | 365,000 | 368,000 | 363,000 | 423,000 |
| Securities available for sale | 5,790,000 | 6,704,000 | 6,719,000 | 6,494,000 |
| Securities held to maturity | 1,571,000 | 1,721,000 | 2,250,000 | 2,168,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,301,000 | 52,422,000 | 48,247,000 | 52,777,000 |
| Interest-bearing deposits | 45,623,000 | 45,378,000 | 41,428,000 | 45,296,000 |
| Noninterest-bearing deposits | 6,678,000 | 7,044,000 | 6,819,000 | 7,481,000 |
| Equity capital | 6,418,000 | 6,767,000 | 6,653,000 | 6,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 675,000 | 1,326,000 | 1,963,000 | 2,634,000 |
| Interest expense | 133,000 | 269,000 | 393,000 | 492,000 |
| Net interest income | 542,000 | 1,057,000 | 1,570,000 | 2,142,000 |
| Noninterest income | 292,000 | 863,000 | 1,169,000 | 1,565,000 |
| Noninterest expense | 820,000 | 1,617,000 | 2,331,000 | 3,095,000 |
| Provision for loan losses | -29,000 | -28,000 | -29,000 | 34,000 |
| Pretax income | 43,000 | 314,000 | 420,000 | 561,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 43,000 | 314,000 | 304,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,405,000 | 6,695,000 | 6,520,000 | 6,532,000 |
| Total capital | 6,770,000 | 7,063,000 | 6,864,000 | 6,920,000 |
| Risk-weighted assets | 31,438,000 | 30,384,000 | 27,392,000 | 31,079,000 |