Call reports 2009
TITAN BANK, N.A. — 2009
What TITAN BANK, N.A. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 44,208,000 | 44,381,000 | 43,096,000 | 43,910,000 |
| Total loans | 16,974,000 | 16,260,000 | 17,281,000 | 20,562,000 |
| Allowance for loan losses | 119,000 | 124,000 | 74,000 | 154,000 |
| Securities available for sale | 15,154,000 | 11,784,000 | 11,202,000 | 9,846,000 |
| Securities held to maturity | 178,000 | 178,000 | 178,000 | 178,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,884,000 | 39,020,000 | 37,639,000 | 38,460,000 |
| Interest-bearing deposits | 28,086,000 | 32,133,000 | 31,726,000 | 33,231,000 |
| Noninterest-bearing deposits | 10,798,000 | 6,887,000 | 5,913,000 | 5,229,000 |
| Equity capital | 5,086,000 | 5,192,000 | 5,339,000 | 5,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 1,048,000 | 1,603,000 | 2,120,000 |
| Interest expense | 94,000 | 288,000 | 470,000 | 644,000 |
| Net interest income | 342,000 | 760,000 | 1,133,000 | 1,476,000 |
| Noninterest income | 58,000 | 162,000 | 291,000 | 432,000 |
| Noninterest expense | 217,000 | 607,000 | 1,015,000 | 1,474,000 |
| Provision for loan losses | 102,000 | 105,000 | 147,000 | 233,000 |
| Pretax income | 81,000 | 226,000 | 278,000 | 217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 81,000 | 226,000 | 278,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,090,000 | 5,235,000 | 5,287,000 | 5,244,000 |
| Total capital | 5,209,000 | 5,359,000 | 5,359,000 | 5,398,000 |
| Risk-weighted assets | 19,822,000 | 18,761,000 | 18,694,000 | 21,677,000 |