Call reports 2007
TITAN BANK, N.A. — 2007
What TITAN BANK, N.A. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,374,000 | 40,669,000 | 39,546,000 | 40,806,000 |
| Total loans | 17,731,000 | 18,314,000 | 17,606,000 | 17,209,000 |
| Allowance for loan losses | 424,000 | 413,000 | 358,000 | 364,000 |
| Securities available for sale | 16,983,000 | 17,518,000 | 17,314,000 | 19,472,000 |
| Securities held to maturity | 277,000 | 277,000 | 177,000 | 177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,633,000 | 36,991,000 | 35,590,000 | 36,662,000 |
| Interest-bearing deposits | 30,305,000 | 29,826,000 | 28,552,000 | 29,794,000 |
| Noninterest-bearing deposits | 7,328,000 | 7,165,000 | 7,038,000 | 6,868,000 |
| Equity capital | 3,673,000 | 3,604,000 | 3,876,000 | 4,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,235,000 | 1,876,000 | 2,495,000 |
| Interest expense | 260,000 | 514,000 | 768,000 | 1,023,000 |
| Net interest income | 358,000 | 721,000 | 1,108,000 | 1,472,000 |
| Noninterest income | 102,000 | 227,000 | 356,000 | 445,000 |
| Noninterest expense | 395,000 | 839,000 | 1,253,000 | 1,658,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 108,000 | 210,000 | 258,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 108,000 | 210,000 | 258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,803,000 | 3,847,000 | 3,950,000 | 3,948,000 |
| Total capital | 4,059,000 | 4,104,000 | 4,198,000 | 4,198,000 |
| Risk-weighted assets | 20,288,000 | 20,372,000 | 19,764,000 | 19,850,000 |