Call reports 2006
TITAN BANK, N.A. — 2006
What TITAN BANK, N.A. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 42,244,000 | 40,945,000 | 41,292,000 | 42,103,000 |
| Total loans | 19,443,000 | 19,469,000 | 18,651,000 | 18,241,000 |
| Allowance for loan losses | 548,000 | 539,000 | 480,000 | 428,000 |
| Securities available for sale | 17,082,000 | 15,441,000 | 16,292,000 | 15,715,000 |
| Securities held to maturity | 527,000 | 527,000 | 527,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,967,000 | 37,641,000 | 37,769,000 | 38,436,000 |
| Interest-bearing deposits | 32,922,000 | 29,037,000 | 31,423,000 | 30,892,000 |
| Noninterest-bearing deposits | 6,045,000 | 8,604,000 | 6,346,000 | 7,544,000 |
| Equity capital | 3,211,000 | 3,245,000 | 3,451,000 | 3,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,303,000 | 1,930,000 | 2,506,000 |
| Interest expense | 254,000 | 501,000 | 756,000 | 1,015,000 |
| Net interest income | 394,000 | 802,000 | 1,174,000 | 1,491,000 |
| Noninterest income | 99,000 | 260,000 | 363,000 | 509,000 |
| Noninterest expense | 406,000 | 860,000 | 1,268,000 | 1,647,000 |
| Provision for loan losses | 35,000 | 35,000 | 50,000 | 50,000 |
| Pretax income | 52,000 | 167,000 | 219,000 | 305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 167,000 | 219,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,485,000 | 3,599,000 | 3,652,000 | 3,738,000 |
| Total capital | 3,760,000 | 3,871,000 | 3,919,000 | 4,002,000 |
| Risk-weighted assets | 21,700,000 | 21,472,000 | 21,139,000 | 20,988,000 |