Call reports 2005
TITAN BANK, N.A. — 2005
What TITAN BANK, N.A. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 42,018,000 | 40,787,000 | 41,304,000 | 42,004,000 |
| Total loans | 22,777,000 | 21,552,000 | 21,441,000 | 20,491,000 |
| Allowance for loan losses | 696,000 | 553,000 | 576,000 | 519,000 |
| Securities available for sale | 14,312,000 | 14,279,000 | 14,991,000 | 14,666,000 |
| Securities held to maturity | 901,000 | 901,000 | 527,000 | 527,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,791,000 | 37,446,000 | 37,938,000 | 38,736,000 |
| Interest-bearing deposits | 34,465,000 | 33,099,000 | 30,133,000 | 33,211,000 |
| Noninterest-bearing deposits | 4,326,000 | 4,347,000 | 7,805,000 | 5,525,000 |
| Equity capital | 3,174,000 | 3,274,000 | 3,287,000 | 3,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,265,000 | 1,877,000 | 2,489,000 |
| Interest expense | 230,000 | 456,000 | 693,000 | 940,000 |
| Net interest income | 426,000 | 809,000 | 1,184,000 | 1,549,000 |
| Noninterest income | 132,000 | 250,000 | 368,000 | 485,000 |
| Noninterest expense | 407,000 | 795,000 | 1,223,000 | 1,653,000 |
| Provision for loan losses | 135,000 | 225,000 | 245,000 | 268,000 |
| Pretax income | 16,000 | 39,000 | 85,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 39,000 | 85,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,338,000 | 3,358,000 | 3,404,000 | 3,433,000 |
| Total capital | 3,660,000 | 3,649,000 | 3,696,000 | 3,724,000 |
| Risk-weighted assets | 25,384,000 | 23,031,000 | 23,062,000 | 23,086,000 |