Call reports 2004
TITAN BANK, N.A. — 2004
What TITAN BANK, N.A. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 47,831,000 | 46,621,000 | 47,117,000 | 46,215,000 |
| Total loans | 23,153,000 | 24,026,000 | 24,740,000 | 24,372,000 |
| Allowance for loan losses | 218,000 | 407,000 | 409,000 | 617,000 |
| Securities available for sale | 17,356,000 | 17,814,000 | 15,375,000 | 14,931,000 |
| Securities held to maturity | 903,000 | 902,000 | 902,000 | 902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,116,000 | 43,399,000 | 43,479,000 | 42,797,000 |
| Interest-bearing deposits | 39,966,000 | 38,963,000 | 38,830,000 | 38,068,000 |
| Noninterest-bearing deposits | 4,150,000 | 4,436,000 | 4,649,000 | 4,729,000 |
| Equity capital | 3,581,000 | 3,164,000 | 3,566,000 | 3,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,356,000 | 2,061,000 | 2,767,000 |
| Interest expense | 258,000 | 518,000 | 776,000 | 1,034,000 |
| Net interest income | 415,000 | 838,000 | 1,285,000 | 1,733,000 |
| Noninterest income | 105,000 | 230,000 | 375,000 | 490,000 |
| Noninterest expense | 308,000 | 677,000 | 1,007,000 | 1,388,000 |
| Provision for loan losses | 55,000 | 322,000 | 353,000 | 708,000 |
| Pretax income | 157,000 | 69,000 | 300,000 | 127,000 |
| Income tax | 34,000 | -10,000 | 52,000 | 86,000 |
| Net income | 123,000 | 79,000 | 248,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,402,000 | 3,358,000 | 3,527,000 | 3,321,000 |
| Total capital | 3,620,000 | 3,679,000 | 3,860,000 | 3,650,000 |
| Risk-weighted assets | 25,256,000 | 25,770,000 | 26,383,000 | 26,058,000 |