Call reports 2002
TITAN BANK, N.A. — 2002
What TITAN BANK, N.A. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,905,000 | 27,856,000 | 29,863,000 | 34,401,000 |
| Total loans | 14,038,000 | 14,955,000 | 16,536,000 | 17,146,000 |
| Allowance for loan losses | 239,000 | 240,000 | 269,000 | 238,000 |
| Securities available for sale | 8,801,000 | 9,377,000 | 8,479,000 | 9,123,000 |
| Securities held to maturity | 1,055,000 | 905,000 | 904,000 | 904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,051,000 | 24,820,000 | 26,618,000 | 31,181,000 |
| Interest-bearing deposits | 22,108,000 | 22,093,000 | 23,469,000 | 28,044,000 |
| Noninterest-bearing deposits | 2,943,000 | 2,727,000 | 3,149,000 | 3,137,000 |
| Equity capital | 2,801,000 | 2,939,000 | 3,125,000 | 3,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 979,000 | 1,496,000 | 2,031,000 |
| Interest expense | 180,000 | 348,000 | 520,000 | 718,000 |
| Net interest income | 307,000 | 631,000 | 976,000 | 1,313,000 |
| Noninterest income | 83,000 | 172,000 | 260,000 | 336,000 |
| Noninterest expense | 210,000 | 474,000 | 722,000 | 1,061,000 |
| Provision for loan losses | 14,000 | 39,000 | 64,000 | 76,000 |
| Pretax income | 166,000 | 290,000 | 450,000 | 512,000 |
| Income tax | 41,000 | 67,000 | 105,000 | 111,000 |
| Net income | 125,000 | 223,000 | 345,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,781,000 | 2,838,000 | 2,960,000 | 2,966,000 |
| Total capital | 3,000,000 | 3,065,000 | 3,203,000 | 3,204,000 |
| Risk-weighted assets | 17,527,000 | 18,190,000 | 19,417,000 | 19,405,000 |