Call reports 2006
COUNTY NATIONAL BANK — 2006
What COUNTY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 144,331,000 | 142,152,000 | 145,004,000 | 154,599,000 |
| Total loans | 87,205,000 | 89,591,000 | 91,828,000 | 93,954,000 |
| Allowance for loan losses | 904,000 | 953,000 | 990,000 | 1,010,000 |
| Securities available for sale | 23,453,000 | 22,303,000 | 16,352,000 | 16,279,000 |
| Securities held to maturity | 8,031,000 | 9,134,000 | 7,920,000 | 7,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,245,000 | 128,813,000 | 131,125,000 | 140,321,000 |
| Interest-bearing deposits | 89,361,000 | 88,337,000 | 93,240,000 | 100,716,000 |
| Noninterest-bearing deposits | 41,884,000 | 40,476,000 | 37,885,000 | 39,605,000 |
| Equity capital | 11,961,000 | 12,298,000 | 12,768,000 | 13,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,924,000 | 3,997,000 | 6,245,000 | 8,597,000 |
| Interest expense | 580,000 | 1,231,000 | 1,992,000 | 2,843,000 |
| Net interest income | 1,344,000 | 2,766,000 | 4,253,000 | 5,754,000 |
| Noninterest income | 341,000 | 673,000 | 987,000 | 1,327,000 |
| Noninterest expense | 1,132,000 | 2,302,000 | 3,510,000 | 4,749,000 |
| Provision for loan losses | 49,000 | 102,000 | 138,000 | 163,000 |
| Pretax income | 504,000 | 1,035,000 | 1,592,000 | 2,169,000 |
| Income tax | 176,000 | 359,000 | 559,000 | 758,000 |
| Net income | 328,000 | 676,000 | 1,033,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,786,000 | 12,076,000 | 12,465,000 | 12,854,000 |
| Total capital | 12,690,000 | 13,029,000 | 13,455,000 | 13,864,000 |
| Risk-weighted assets | 91,927,000 | 93,489,000 | 95,413,000 | 97,544,000 |