Call reports 2005
COUNTY NATIONAL BANK — 2005
What COUNTY NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 141,690,000 | 142,339,000 | 148,429,000 | 143,374,000 |
| Total loans | 77,135,000 | 80,534,000 | 83,471,000 | 85,366,000 |
| Allowance for loan losses | 832,000 | 820,000 | 854,000 | 864,000 |
| Securities available for sale | 25,777,000 | 24,671,000 | 24,254,000 | 23,881,000 |
| Securities held to maturity | 10,114,000 | 9,786,000 | 9,416,000 | 8,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,264,000 | 128,941,000 | 135,299,000 | 130,492,000 |
| Interest-bearing deposits | 93,279,000 | 87,519,000 | 92,073,000 | 89,418,000 |
| Noninterest-bearing deposits | 34,985,000 | 41,422,000 | 43,226,000 | 41,074,000 |
| Equity capital | 10,795,000 | 11,160,000 | 11,405,000 | 11,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,541,000 | 3,192,000 | 4,974,000 | 6,833,000 |
| Interest expense | 425,000 | 883,000 | 1,391,000 | 1,950,000 |
| Net interest income | 1,116,000 | 2,309,000 | 3,583,000 | 4,883,000 |
| Noninterest income | 295,000 | 603,000 | 944,000 | 1,283,000 |
| Noninterest expense | 1,092,000 | 2,187,000 | 3,292,000 | 4,391,000 |
| Provision for loan losses | 36,000 | 77,000 | 113,000 | 184,000 |
| Pretax income | 283,000 | 648,000 | 1,122,000 | 1,591,000 |
| Income tax | 98,000 | 220,000 | 381,000 | 544,000 |
| Net income | 185,000 | 428,000 | 741,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,731,000 | 11,032,000 | 11,255,000 | 11,526,000 |
| Total capital | 11,563,000 | 11,852,000 | 12,109,000 | 12,390,000 |
| Risk-weighted assets | 86,114,000 | 87,198,000 | 90,677,000 | 91,027,000 |