Call reports 2003
COUNTY NATIONAL BANK — 2003
What COUNTY NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 105,722,000 | 109,762,000 | 109,215,000 | 115,411,000 |
| Total loans | 64,908,000 | 64,812,000 | 67,586,000 | 70,684,000 |
| Allowance for loan losses | 767,000 | 743,000 | 710,000 | 720,000 |
| Securities available for sale | 8,049,000 | 15,936,000 | 12,720,000 | 17,505,000 |
| Securities held to maturity | 9,556,000 | 9,523,000 | 8,315,000 | 8,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,544,000 | 96,112,000 | 95,264,000 | 103,353,000 |
| Interest-bearing deposits | 69,422,000 | 69,302,000 | 67,818,000 | 72,212,000 |
| Noninterest-bearing deposits | 25,122,000 | 26,810,000 | 27,446,000 | 31,141,000 |
| Equity capital | 8,995,000 | 10,119,000 | 10,182,000 | 10,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,226,000 | 2,473,000 | 3,696,000 | 4,985,000 |
| Interest expense | 361,000 | 688,000 | 969,000 | 1,251,000 |
| Net interest income | 865,000 | 1,785,000 | 2,727,000 | 3,734,000 |
| Noninterest income | 187,000 | 403,000 | 612,000 | 827,000 |
| Noninterest expense | 895,000 | 1,820,000 | 2,789,000 | 3,725,000 |
| Provision for loan losses | 28,000 | 62,000 | 96,000 | 135,000 |
| Pretax income | 173,000 | 350,000 | 498,000 | 745,000 |
| Income tax | 54,000 | 108,000 | 152,000 | 241,000 |
| Net income | 119,000 | 242,000 | 346,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,834,000 | 9,947,000 | 10,042,000 | 10,198,000 |
| Total capital | 9,601,000 | 10,690,000 | 10,752,000 | 10,918,000 |
| Risk-weighted assets | 69,694,000 | 70,529,000 | 72,037,000 | 75,039,000 |