Call reports 2002
COUNTY NATIONAL BANK — 2002
What COUNTY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 96,395,000 | 102,062,000 | 102,889,000 | 103,768,000 |
| Total loans | 63,476,000 | 63,037,000 | 62,981,000 | 64,113,000 |
| Allowance for loan losses | 730,000 | 729,000 | 757,000 | 745,000 |
| Securities available for sale | 10,410,000 | 15,570,000 | 12,146,000 | 9,090,000 |
| Securities held to maturity | 4,750,000 | 4,250,000 | 6,043,000 | 7,531,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,493,000 | 90,029,000 | 91,290,000 | 93,609,000 |
| Interest-bearing deposits | 62,778,000 | 66,006,000 | 69,321,000 | 71,473,000 |
| Noninterest-bearing deposits | 20,715,000 | 24,023,000 | 21,969,000 | 22,136,000 |
| Equity capital | 8,621,000 | 8,808,000 | 8,924,000 | 8,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,599,000 | 3,916,000 | 5,210,000 |
| Interest expense | 428,000 | 850,000 | 1,278,000 | 1,688,000 |
| Net interest income | 853,000 | 1,749,000 | 2,638,000 | 3,522,000 |
| Noninterest income | 177,000 | 350,000 | 543,000 | 755,000 |
| Noninterest expense | 829,000 | 1,685,000 | 2,576,000 | 3,461,000 |
| Provision for loan losses | 34,000 | 66,000 | 94,000 | 125,000 |
| Pretax income | 167,000 | 348,000 | 511,000 | 745,000 |
| Income tax | 56,000 | 120,000 | 162,000 | 237,000 |
| Net income | 111,000 | 228,000 | 349,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,524,000 | 8,674,000 | 8,770,000 | 8,783,000 |
| Total capital | 9,254,000 | 9,403,000 | 9,527,000 | 9,528,000 |
| Risk-weighted assets | 66,648,000 | 67,873,000 | 67,567,000 | 68,741,000 |