Call reports 2001
COUNTY NATIONAL BANK — 2001
What COUNTY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,149,000 | 84,858,000 | 86,349,000 | 88,066,000 |
| Total loans | 52,124,000 | 54,997,000 | 58,264,000 | 59,861,000 |
| Allowance for loan losses | 675,000 | 706,000 | 745,000 | 781,000 |
| Securities available for sale | 9,048,000 | 5,525,000 | 6,613,000 | 7,002,000 |
| Securities held to maturity | 3,750,000 | 5,750,000 | 6,250,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,221,000 | 73,706,000 | 74,385,000 | 77,915,000 |
| Interest-bearing deposits | 55,414,000 | 54,139,000 | 54,361,000 | 58,497,000 |
| Noninterest-bearing deposits | 18,807,000 | 19,567,000 | 20,024,000 | 19,418,000 |
| Equity capital | 8,332,000 | 8,416,000 | 8,554,000 | 8,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 2,968,000 | 4,370,000 | 5,685,000 |
| Interest expense | 680,000 | 1,245,000 | 1,777,000 | 2,234,000 |
| Net interest income | 841,000 | 1,723,000 | 2,593,000 | 3,451,000 |
| Noninterest income | 100,000 | 201,000 | 328,000 | 488,000 |
| Noninterest expense | 788,000 | 1,595,000 | 2,423,000 | 3,265,000 |
| Provision for loan losses | 31,000 | 63,000 | 102,000 | 138,000 |
| Pretax income | 122,000 | 266,000 | 396,000 | 555,000 |
| Income tax | 47,000 | 88,000 | 133,000 | 186,000 |
| Net income | 75,000 | 178,000 | 263,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,232,000 | 8,276,000 | 8,397,000 | 8,463,000 |
| Total capital | 8,907,000 | 8,982,000 | 9,142,000 | 9,244,000 |
| Risk-weighted assets | 58,035,000 | 58,934,000 | 61,639,000 | 62,555,000 |