Call reports 2011
PALM BANK, THE — 2011
What PALM BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 140,781,000 | 133,565,000 | 134,167,000 | 120,730,000 |
| Total loans | 83,065,000 | 78,779,000 | 76,244,000 | 73,044,000 |
| Allowance for loan losses | 2,953,000 | 2,806,000 | 2,424,000 | 2,101,000 |
| Securities available for sale | 43,163,000 | 42,582,000 | 42,847,000 | 37,342,000 |
| Securities held to maturity | 4,362,000 | 4,362,000 | 4,112,000 | 4,112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,141,000 | 112,091,000 | 112,873,000 | 103,006,000 |
| Interest-bearing deposits | 104,161,000 | 97,612,000 | 94,927,000 | 87,422,000 |
| Noninterest-bearing deposits | 14,980,000 | 14,478,000 | 17,946,000 | 15,585,000 |
| Equity capital | 9,450,000 | 9,940,000 | 10,789,000 | 9,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,229,000 | 4,724,000 | 6,080,000 |
| Interest expense | 505,000 | 973,000 | 1,335,000 | 1,593,000 |
| Net interest income | 1,143,000 | 2,256,000 | 3,389,000 | 4,487,000 |
| Noninterest income | 112,000 | 100,000 | 129,000 | 140,000 |
| Noninterest expense | 1,090,000 | 2,162,000 | 3,337,000 | 4,774,000 |
| Provision for loan losses | 0 | 801,000 | 1,177,000 | 1,249,000 |
| Pretax income | 165,000 | -607,000 | -996,000 | -904,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | -607,000 | -996,000 | -904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,312,000 | 9,540,000 | 9,151,000 | 9,242,000 |
| Total capital | 11,509,000 | 10,687,000 | 10,235,000 | 10,274,000 |
| Risk-weighted assets | 94,029,000 | 90,072,000 | 85,415,000 | 81,529,000 |