Call reports 2009
PALM BANK, THE — 2009
What PALM BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 189,054,000 | 166,955,000 | 164,595,000 | 163,064,000 |
| Total loans | 112,050,000 | 110,657,000 | 107,572,000 | 103,557,000 |
| Allowance for loan losses | 2,263,000 | 2,561,000 | 2,849,000 | 3,073,000 |
| Securities available for sale | 63,421,000 | 41,671,000 | 41,292,000 | 42,525,000 |
| Securities held to maturity | 4,361,000 | 4,361,000 | 4,361,000 | 4,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,055,000 | 137,966,000 | 135,314,000 | 137,840,000 |
| Interest-bearing deposits | 130,883,000 | 121,536,000 | 120,092,000 | 124,239,000 |
| Noninterest-bearing deposits | 14,172,000 | 16,430,000 | 15,222,000 | 13,601,000 |
| Equity capital | 12,995,000 | 12,100,000 | 12,142,000 | 10,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,369,000 | 6,426,000 | 8,394,000 |
| Interest expense | 1,049,000 | 2,037,000 | 2,984,000 | 3,835,000 |
| Net interest income | 1,217,000 | 2,332,000 | 3,442,000 | 4,559,000 |
| Noninterest income | 33,000 | 93,000 | 198,000 | 110,000 |
| Noninterest expense | 1,360,000 | 2,416,000 | 3,865,000 | 5,235,000 |
| Provision for loan losses | 342,000 | 821,000 | 1,311,000 | 2,760,000 |
| Pretax income | 421,000 | 758,000 | 34,000 | -1,753,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 421,000 | 758,000 | 34,000 | -1,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,631,000 | 12,967,000 | 12,258,000 | 11,218,000 |
| Total capital | 14,188,000 | 14,393,000 | 13,682,000 | 12,572,000 |
| Risk-weighted assets | 123,844,000 | 114,744,000 | 112,884,000 | 106,560,000 |
Machine access — free, no API key
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