Call reports 2008
PALM BANK, THE — 2008
What PALM BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,785,000 | 167,134,000 | 166,317,000 | 171,819,000 |
| Total loans | 115,483,000 | 113,416,000 | 112,883,000 | 113,233,000 |
| Allowance for loan losses | 1,728,000 | 1,704,000 | 1,930,000 | 2,239,000 |
| Securities available for sale | 30,792,000 | 36,513,000 | 41,200,000 | 46,600,000 |
| Securities held to maturity | 4,361,000 | 4,361,000 | 4,361,000 | 4,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,491,000 | 126,080,000 | 125,720,000 | 130,957,000 |
| Interest-bearing deposits | 100,278,000 | 107,689,000 | 110,875,000 | 119,276,000 |
| Noninterest-bearing deposits | 18,213,000 | 18,391,000 | 14,845,000 | 11,681,000 |
| Equity capital | 15,994,000 | 14,863,000 | 15,050,000 | 13,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,520,000 | 4,827,000 | 7,189,000 | 9,506,000 |
| Interest expense | 1,331,000 | 2,526,000 | 3,755,000 | 4,901,000 |
| Net interest income | 1,189,000 | 2,301,000 | 3,434,000 | 4,605,000 |
| Noninterest income | 1,152,000 | 1,274,000 | 1,389,000 | 1,405,000 |
| Noninterest expense | 1,275,000 | 2,455,000 | 3,653,000 | 4,770,000 |
| Provision for loan losses | 256,000 | 334,000 | 809,000 | 3,665,000 |
| Pretax income | 810,000 | 791,000 | 386,000 | -2,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 810,000 | 791,000 | 386,000 | -2,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,383,000 | 15,407,000 | 14,992,000 | 12,207,000 |
| Total capital | 16,970,000 | 16,999,000 | 16,589,000 | 13,823,000 |
| Risk-weighted assets | 127,017,000 | 127,161,000 | 127,414,000 | 128,582,000 |
Machine access — free, no API key
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