Call reports 2005
PALM BANK, THE — 2005
What PALM BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,567,000 | 105,043,000 | 116,304,000 | 121,240,000 |
| Total loans | 62,448,000 | 70,101,000 | 72,699,000 | 79,796,000 |
| Allowance for loan losses | 770,000 | 875,000 | 911,000 | 965,000 |
| Securities available for sale | 19,491,000 | 19,995,000 | 22,652,000 | 27,383,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,264,000 | 89,256,000 | 103,292,000 | 105,959,000 |
| Interest-bearing deposits | 56,413,000 | 68,938,000 | 80,696,000 | 83,160,000 |
| Noninterest-bearing deposits | 17,851,000 | 20,318,000 | 22,596,000 | 22,799,000 |
| Equity capital | 10,183,000 | 10,526,000 | 10,405,000 | 10,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,079,000 | 2,371,000 | 3,894,000 | 5,625,000 |
| Interest expense | 333,000 | 764,000 | 1,327,000 | 1,958,000 |
| Net interest income | 746,000 | 1,607,000 | 2,567,000 | 3,667,000 |
| Noninterest income | 63,000 | 135,000 | 181,000 | 402,000 |
| Noninterest expense | 659,000 | 1,417,000 | 2,268,000 | 3,368,000 |
| Provision for loan losses | 134,000 | 241,000 | 277,000 | 350,000 |
| Pretax income | 16,000 | 84,000 | 203,000 | 351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | 84,000 | 203,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,692,000 | 10,759,000 | 10,879,000 | 11,027,000 |
| Total capital | 11,476,000 | 11,653,000 | 11,809,000 | 12,010,000 |
| Risk-weighted assets | 67,888,000 | 78,772,000 | 83,843,000 | 90,121,000 |
Machine access — free, no API key
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