Call reports 2009
TALLAHASSEE STATE BANK, THE — 2009
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 340,494,000 | 363,684,000 | 357,036,000 | 344,530,000 |
| Total loans | 326,131,000 | 336,946,000 | 312,344,000 | 289,318,000 |
| Allowance for loan losses | 9,225,000 | 9,491,000 | 9,935,000 | 7,898,000 |
| Securities available for sale | 5,798,000 | 5,637,000 | 6,583,000 | 8,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,276,000 | 330,373,000 | 325,272,000 | 314,393,000 |
| Interest-bearing deposits | 266,617,000 | 297,421,000 | 292,458,000 | 278,293,000 |
| Noninterest-bearing deposits | 33,659,000 | 32,952,000 | 32,814,000 | 36,100,000 |
| Equity capital | 30,403,000 | 31,177,000 | 30,154,000 | 29,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,401,000 | 8,672,000 | 12,946,000 | 17,074,000 |
| Interest expense | 1,536,000 | 2,898,000 | 4,208,000 | 5,354,000 |
| Net interest income | 2,865,000 | 5,774,000 | 8,738,000 | 11,720,000 |
| Noninterest income | 397,000 | 777,000 | 1,168,000 | 1,304,000 |
| Noninterest expense | 1,347,000 | 2,975,000 | 4,539,000 | 6,077,000 |
| Provision for loan losses | 2,314,000 | 8,309,000 | 17,233,000 | 31,075,000 |
| Pretax income | -399,000 | -4,733,000 | -11,866,000 | -24,128,000 |
| Income tax | -153,000 | -1,815,000 | -4,548,000 | -5,897,000 |
| Net income | -246,000 | -2,918,000 | -7,318,000 | -18,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,257,000 | 31,050,000 | 30,021,000 | 28,585,000 |
| Total capital | 34,505,000 | 35,420,000 | 34,173,000 | 32,502,000 |
| Risk-weighted assets | 334,870,000 | 344,448,000 | 326,431,000 | 309,408,000 |