Call reports 2008
TALLAHASSEE STATE BANK, THE — 2008
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 369,321,000 | 347,709,000 | 344,456,000 | 347,130,000 |
| Total loans | 346,479,000 | 328,864,000 | 325,283,000 | 331,388,000 |
| Allowance for loan losses | 4,454,000 | 4,782,000 | 5,764,000 | 9,086,000 |
| Securities available for sale | 6,713,000 | 6,257,000 | 5,921,000 | 5,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,724,000 | 310,450,000 | 309,062,000 | 313,048,000 |
| Interest-bearing deposits | 303,557,000 | 301,980,000 | 300,023,000 | 282,946,000 |
| Noninterest-bearing deposits | 10,167,000 | 8,470,000 | 9,039,000 | 30,102,000 |
| Equity capital | 35,057,000 | 34,311,000 | 33,289,000 | 30,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,142,000 | 11,655,000 | 16,955,000 | 21,922,000 |
| Interest expense | 2,638,000 | 4,594,000 | 6,489,000 | 8,269,000 |
| Net interest income | 3,504,000 | 7,061,000 | 10,466,000 | 13,653,000 |
| Noninterest income | 370,000 | 739,000 | 1,014,000 | 1,387,000 |
| Noninterest expense | 1,221,000 | 2,485,000 | 3,766,000 | 5,074,000 |
| Provision for loan losses | -4,000 | 880,000 | 2,038,000 | 5,855,000 |
| Pretax income | 2,657,000 | 4,435,000 | 5,676,000 | 4,111,000 |
| Income tax | 1,019,000 | 1,701,000 | 2,178,000 | 1,587,000 |
| Net income | 1,638,000 | 2,734,000 | 3,498,000 | 2,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,916,000 | 34,244,000 | 33,228,000 | 30,484,000 |
| Total capital | 39,370,000 | 38,568,000 | 37,503,000 | 34,772,000 |
| Risk-weighted assets | 360,586,000 | 345,474,000 | 340,527,000 | 338,152,000 |