Call reports 2007
TALLAHASSEE STATE BANK, THE — 2007
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 353,149,000 | 374,922,000 | 370,811,000 | 363,707,000 |
| Total loans | 336,200,000 | 350,636,000 | 351,046,000 | 343,612,000 |
| Allowance for loan losses | 4,562,000 | 4,546,000 | 4,542,000 | 4,586,000 |
| Securities available for sale | 8,762,000 | 7,333,000 | 7,104,000 | 6,890,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,005,000 | 312,252,000 | 313,754,000 | 326,453,000 |
| Interest-bearing deposits | 290,009,000 | 290,613,000 | 304,319,000 | 316,669,000 |
| Noninterest-bearing deposits | 24,996,000 | 21,639,000 | 9,435,000 | 9,784,000 |
| Equity capital | 34,671,000 | 34,710,000 | 35,055,000 | 34,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,907,000 | 14,102,000 | 21,488,000 | 28,423,000 |
| Interest expense | 2,951,000 | 6,078,000 | 9,325,000 | 12,314,000 |
| Net interest income | 3,956,000 | 8,024,000 | 12,163,000 | 16,109,000 |
| Noninterest income | 407,000 | 793,000 | 1,176,000 | 1,636,000 |
| Noninterest expense | 1,243,000 | 2,422,000 | 3,599,000 | 4,968,000 |
| Provision for loan losses | 300,000 | 250,000 | 622,000 | 643,000 |
| Pretax income | 2,820,000 | 6,145,000 | 9,118,000 | 12,134,000 |
| Income tax | 1,079,000 | 2,351,000 | 3,489,000 | 4,659,000 |
| Net income | 1,741,000 | 3,794,000 | 5,629,000 | 7,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,701,000 | 34,781,000 | 35,056,000 | 34,942,000 |
| Total capital | 39,115,000 | 39,327,000 | 39,598,000 | 39,460,000 |
| Risk-weighted assets | 352,943,000 | 374,674,000 | 370,765,000 | 361,389,000 |