Call reports 2006
TALLAHASSEE STATE BANK, THE — 2006
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 323,707,000 | 339,128,000 | 340,162,000 | 348,897,000 |
| Total loans | 301,033,000 | 315,625,000 | 318,086,000 | 327,663,000 |
| Allowance for loan losses | 3,715,000 | 4,052,000 | 4,212,000 | 4,241,000 |
| Securities available for sale | 10,781,000 | 11,891,000 | 10,711,000 | 9,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,754,000 | 290,207,000 | 293,149,000 | 312,723,000 |
| Interest-bearing deposits | 224,037,000 | 247,107,000 | 261,453,000 | 267,950,000 |
| Noninterest-bearing deposits | 41,717,000 | 43,100,000 | 31,696,000 | 44,773,000 |
| Equity capital | 29,463,000 | 31,760,000 | 32,906,000 | 33,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,802,000 | 12,203,000 | 19,014,000 | 26,050,000 |
| Interest expense | 1,975,000 | 4,394,000 | 7,150,000 | 10,078,000 |
| Net interest income | 3,827,000 | 7,809,000 | 11,864,000 | 15,972,000 |
| Noninterest income | 400,000 | 773,000 | 1,162,000 | 1,513,000 |
| Noninterest expense | 1,033,000 | 2,220,000 | 3,428,000 | 4,609,000 |
| Provision for loan losses | 445,000 | 646,000 | 1,111,000 | 1,711,000 |
| Pretax income | 2,749,000 | 5,716,000 | 8,487,000 | 11,165,000 |
| Income tax | 1,046,000 | 2,176,000 | 3,231,000 | 4,214,000 |
| Net income | 1,703,000 | 3,540,000 | 5,256,000 | 6,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,627,000 | 31,952,000 | 32,973,000 | 33,686,000 |
| Total capital | 33,342,000 | 36,004,000 | 37,185,000 | 37,927,000 |
| Risk-weighted assets | 325,091,000 | 342,268,000 | 343,405,000 | 345,862,000 |