Call reports 2005
TALLAHASSEE STATE BANK, THE — 2005
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 268,015,000 | 286,338,000 | 292,511,000 | 309,466,000 |
| Total loans | 247,606,000 | 258,472,000 | 268,935,000 | 286,477,000 |
| Allowance for loan losses | 3,181,000 | 3,168,000 | 3,199,000 | 3,426,000 |
| Securities available for sale | 10,622,000 | 10,317,000 | 11,335,000 | 10,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,862,000 | 259,770,000 | 246,344,000 | 236,361,000 |
| Interest-bearing deposits | 196,730,000 | 222,467,000 | 207,963,000 | 191,997,000 |
| Noninterest-bearing deposits | 34,132,000 | 37,303,000 | 38,381,000 | 44,364,000 |
| Equity capital | 24,494,000 | 25,058,000 | 26,035,000 | 27,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,371,000 | 13,082,000 | 18,391,000 |
| Interest expense | 936,000 | 2,139,000 | 3,502,000 | 5,189,000 |
| Net interest income | 3,048,000 | 6,232,000 | 9,580,000 | 13,202,000 |
| Noninterest income | 386,000 | 760,000 | 1,128,000 | 1,533,000 |
| Noninterest expense | 973,000 | 2,010,000 | 3,142,000 | 4,363,000 |
| Provision for loan losses | 169,000 | 234,000 | 284,000 | 619,000 |
| Pretax income | 2,292,000 | 4,748,000 | 7,282,000 | 9,753,000 |
| Income tax | 886,000 | 1,809,000 | 2,773,000 | 3,716,000 |
| Net income | 1,406,000 | 2,939,000 | 4,509,000 | 6,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,615,000 | 25,131,000 | 26,146,000 | 27,371,000 |
| Total capital | 27,796,000 | 28,299,000 | 29,345,000 | 30,797,000 |
| Risk-weighted assets | 265,116,000 | 277,797,000 | 289,925,000 | 307,254,000 |