Call reports 2004
TALLAHASSEE STATE BANK, THE — 2004
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 220,271,000 | 236,134,000 | 248,462,000 | 258,105,000 |
| Total loans | 196,179,000 | 209,907,000 | 226,333,000 | 236,477,000 |
| Allowance for loan losses | 2,540,000 | 2,699,000 | 2,874,000 | 2,994,000 |
| Securities available for sale | 13,558,000 | 11,840,000 | 11,480,000 | 11,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,241,000 | 194,301,000 | 203,189,000 | 215,236,000 |
| Interest-bearing deposits | 160,568,000 | 163,299,000 | 171,369,000 | 174,447,000 |
| Noninterest-bearing deposits | 30,673,000 | 31,002,000 | 31,820,000 | 40,789,000 |
| Equity capital | 20,588,000 | 20,932,000 | 22,093,000 | 23,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,389,000 | 6,807,000 | 10,508,000 | 14,304,000 |
| Interest expense | 569,000 | 1,126,000 | 1,796,000 | 2,557,000 |
| Net interest income | 2,820,000 | 5,681,000 | 8,712,000 | 11,747,000 |
| Noninterest income | 452,000 | 888,000 | 1,307,000 | 1,694,000 |
| Noninterest expense | 933,000 | 1,902,000 | 2,896,000 | 3,872,000 |
| Provision for loan losses | 300,000 | 475,000 | 725,000 | 950,000 |
| Pretax income | 2,039,000 | 4,192,000 | 6,398,000 | 8,619,000 |
| Income tax | 788,000 | 1,619,000 | 2,469,000 | 3,327,000 |
| Net income | 1,251,000 | 2,573,000 | 3,929,000 | 5,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,519,000 | 21,047,000 | 22,103,000 | 23,500,000 |
| Total capital | 23,059,000 | 23,746,000 | 24,977,000 | 26,494,000 |
| Risk-weighted assets | 213,567,000 | 233,447,000 | 241,926,000 | 252,420,000 |