Call reports 2003
TALLAHASSEE STATE BANK, THE — 2003
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 204,513,000 | 213,191,000 | 220,684,000 | 229,475,000 |
| Total loans | 178,395,000 | 188,553,000 | 193,586,000 | 198,579,000 |
| Allowance for loan losses | 2,465,000 | 2,616,000 | 2,566,000 | 2,612,000 |
| Securities available for sale | 14,096,000 | 15,462,000 | 15,643,000 | 14,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,434,000 | 172,509,000 | 176,255,000 | 183,506,000 |
| Interest-bearing deposits | 151,986,000 | 145,666,000 | 147,928,000 | 155,870,000 |
| Noninterest-bearing deposits | 23,448,000 | 26,843,000 | 28,327,000 | 27,636,000 |
| Equity capital | 17,566,000 | 18,060,000 | 18,997,000 | 19,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,459,000 | 6,908,000 | 10,360,000 | 13,731,000 |
| Interest expense | 714,000 | 1,401,000 | 2,012,000 | 2,600,000 |
| Net interest income | 2,745,000 | 5,507,000 | 8,348,000 | 11,131,000 |
| Noninterest income | 420,000 | 839,000 | 1,261,000 | 1,738,000 |
| Noninterest expense | 890,000 | 1,821,000 | 2,729,000 | 3,743,000 |
| Provision for loan losses | 345,000 | 875,000 | 1,075,000 | 1,375,000 |
| Pretax income | 1,930,000 | 3,650,000 | 5,805,000 | 7,751,000 |
| Income tax | 745,000 | 1,410,000 | 2,241,000 | 2,992,000 |
| Net income | 1,185,000 | 2,240,000 | 3,564,000 | 4,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,408,000 | 17,953,000 | 18,940,000 | 19,859,000 |
| Total capital | 19,771,000 | 20,446,000 | 21,506,000 | 22,471,000 |
| Risk-weighted assets | 188,902,000 | 199,292,000 | 211,574,000 | 216,728,000 |