Call reports 2002
TALLAHASSEE STATE BANK, THE — 2002
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 186,753,000 | 189,467,000 | 199,468,000 | 204,552,000 |
| Total loans | 158,249,000 | 163,216,000 | 171,915,000 | 178,847,000 |
| Allowance for loan losses | 2,112,000 | 2,256,000 | 2,368,000 | 2,474,000 |
| Securities available for sale | 17,583,000 | 16,087,000 | 15,951,000 | 15,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,538,000 | 156,012,000 | 158,181,000 | 166,699,000 |
| Interest-bearing deposits | 130,775,000 | 130,109,000 | 131,948,000 | 141,999,000 |
| Noninterest-bearing deposits | 24,763,000 | 25,903,000 | 26,233,000 | 24,700,000 |
| Equity capital | 15,400,000 | 15,528,000 | 16,768,000 | 17,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,421,000 | 6,795,000 | 10,371,000 | 13,956,000 |
| Interest expense | 990,000 | 1,828,000 | 2,623,000 | 3,384,000 |
| Net interest income | 2,431,000 | 4,967,000 | 7,748,000 | 10,572,000 |
| Noninterest income | 393,000 | 772,000 | 1,162,000 | 1,516,000 |
| Noninterest expense | 993,000 | 1,959,000 | 2,846,000 | 3,842,000 |
| Provision for loan losses | 215,000 | 604,000 | 904,000 | 1,204,000 |
| Pretax income | 1,616,000 | 3,176,000 | 5,160,000 | 7,042,000 |
| Income tax | 615,000 | 1,209,000 | 1,964,000 | 2,717,000 |
| Net income | 1,001,000 | 1,967,000 | 3,196,000 | 4,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,250,000 | 15,283,000 | 16,542,000 | 17,213,000 |
| Total capital | 17,317,000 | 17,424,000 | 18,894,000 | 19,616,000 |
| Risk-weighted assets | 165,307,000 | 171,136,000 | 188,162,000 | 192,203,000 |