Call reports 2001
TALLAHASSEE STATE BANK, THE — 2001
What TALLAHASSEE STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 173,347,000 | 180,902,000 | 180,006,000 | 189,170,000 |
| Total loans | 146,985,000 | 151,084,000 | 152,712,000 | 160,194,000 |
| Allowance for loan losses | 1,810,000 | 1,932,000 | 1,980,000 | 2,107,000 |
| Securities available for sale | 15,431,000 | 18,247,000 | 18,352,000 | 19,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,758,000 | 144,747,000 | 144,912,000 | 144,305,000 |
| Interest-bearing deposits | 117,379,000 | 119,330,000 | 119,883,000 | 119,738,000 |
| Noninterest-bearing deposits | 25,379,000 | 25,417,000 | 25,029,000 | 24,567,000 |
| Equity capital | 14,163,000 | 14,405,000 | 14,905,000 | 15,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,674,000 | 7,324,000 | 10,904,000 | 14,595,000 |
| Interest expense | 1,675,000 | 3,244,000 | 4,639,000 | 5,810,000 |
| Net interest income | 1,999,000 | 4,080,000 | 6,265,000 | 8,785,000 |
| Noninterest income | 360,000 | 741,000 | 1,120,000 | 1,471,000 |
| Noninterest expense | 806,000 | 1,629,000 | 2,486,000 | 3,389,000 |
| Provision for loan losses | 180,000 | 360,000 | 510,000 | 781,000 |
| Pretax income | 1,373,000 | 2,832,000 | 4,389,000 | 6,086,000 |
| Income tax | 530,000 | 1,076,000 | 1,657,000 | 2,310,000 |
| Net income | 843,000 | 1,756,000 | 2,732,000 | 3,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,009,000 | 14,193,000 | 14,554,000 | 15,010,000 |
| Total capital | 15,819,000 | 16,125,000 | 16,534,000 | 17,089,000 |
| Risk-weighted assets | 154,270,000 | 155,807,000 | 158,997,000 | 166,261,000 |