Call reports 2026
FIRST CITIZENS STATE BANK — 2026
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 511,423,000 | 525,244,000 |
| Total loans | 371,753,000 | 395,205,000 |
| Allowance for loan losses | 6,999,000 | 7,077,000 |
| Securities available for sale | 9,600,000 | 9,561,000 |
| Securities held to maturity | 95,217,000 | 90,454,000 |
| Trading assets | 0 | 0 |
| Total deposits | 370,088,000 | 355,297,000 |
| Interest-bearing deposits | 297,543,000 | 282,598,000 |
| Noninterest-bearing deposits | 72,545,000 | 72,699,000 |
| Equity capital | 90,857,000 | 92,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,763,000 | 13,766,000 |
| Interest expense | 2,244,000 | 4,420,000 |
| Net interest income | 4,519,000 | 9,346,000 |
| Noninterest income | 735,000 | 1,739,000 |
| Noninterest expense | 2,557,000 | 5,224,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,697,000 | 5,861,000 |
| Income tax | 497,000 | 1,091,000 |
| Net income | 2,200,000 | 4,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 90,905,000 | 93,025,000 |