Call reports 2024
FIRST CITIZENS STATE BANK — 2024
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 437,980,000 | 446,444,000 | 465,170,000 | 516,352,000 |
| Total loans | 269,404,000 | 285,902,000 | 297,644,000 | 332,556,000 |
| Allowance for loan losses | 4,684,000 | 6,951,000 | 6,568,000 | 6,612,000 |
| Securities available for sale | 10,580,000 | 9,652,000 | 15,677,000 | 14,556,000 |
| Securities held to maturity | 122,148,000 | 118,688,000 | 117,753,000 | 113,780,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,327,000 | 302,811,000 | 322,887,000 | 382,799,000 |
| Interest-bearing deposits | 242,760,000 | 235,743,000 | 250,762,000 | 310,340,000 |
| Noninterest-bearing deposits | 67,567,000 | 67,068,000 | 72,125,000 | 72,459,000 |
| Equity capital | 77,898,000 | 78,896,000 | 80,284,000 | 81,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,840,000 | 9,922,000 | 15,316,000 | 21,311,000 |
| Interest expense | 1,925,000 | 3,893,000 | 6,148,000 | 8,557,000 |
| Net interest income | 2,915,000 | 6,029,000 | 9,168,000 | 12,754,000 |
| Noninterest income | 684,000 | 1,487,000 | 2,146,000 | 2,962,000 |
| Noninterest expense | 2,155,000 | 4,401,000 | 6,696,000 | 9,149,000 |
| Provision for loan losses | 0 | 0 | -400,000 | -400,000 |
| Pretax income | 1,444,000 | 3,115,000 | 4,618,000 | 6,567,000 |
| Income tax | 229,000 | 503,000 | 737,000 | 1,043,000 |
| Net income | 1,215,000 | 2,612,000 | 3,881,000 | 5,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,190,000 | 79,138,000 | 80,407,000 | 81,600,000 |