Call reports 2023
FIRST CITIZENS STATE BANK — 2023
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 422,060,000 | 438,740,000 | 431,348,000 | 442,163,000 |
| Total loans | 234,153,000 | 247,680,000 | 255,229,000 | 266,566,000 |
| Allowance for loan losses | 7,047,000 | 7,050,000 | 6,826,000 | 6,829,000 |
| Securities available for sale | 17,300,000 | 15,241,000 | 14,316,000 | 11,538,000 |
| Securities held to maturity | 140,521,000 | 135,681,000 | 129,934,000 | 125,170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,457,000 | 314,868,000 | 304,219,000 | 320,232,000 |
| Interest-bearing deposits | 238,867,000 | 234,610,000 | 227,955,000 | 247,986,000 |
| Noninterest-bearing deposits | 77,590,000 | 80,258,000 | 76,264,000 | 72,246,000 |
| Equity capital | 73,571,000 | 74,564,000 | 75,939,000 | 76,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,937,000 | 8,136,000 | 12,696,000 | 17,414,000 |
| Interest expense | 779,000 | 1,913,000 | 3,406,000 | 5,113,000 |
| Net interest income | 3,158,000 | 6,223,000 | 9,290,000 | 12,301,000 |
| Noninterest income | 666,000 | 1,462,000 | 2,129,000 | 2,926,000 |
| Noninterest expense | 2,012,000 | 4,104,000 | 6,258,000 | 8,406,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,812,000 | 3,581,000 | 5,161,000 | 6,821,000 |
| Income tax | 387,000 | 775,000 | 1,038,000 | 1,769,000 |
| Net income | 1,425,000 | 2,806,000 | 4,123,000 | 5,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,049,000 | 75,080,000 | 76,397,000 | 76,976,000 |