Call reports 2022
FIRST CITIZENS STATE BANK — 2022
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 411,083,000 | 424,848,000 | 422,181,000 | 428,047,000 |
| Total loans | 212,386,000 | 205,902,000 | 214,153,000 | 229,126,000 |
| Allowance for loan losses | 4,351,000 | 4,367,000 | 4,387,000 | 4,338,000 |
| Securities available for sale | 17,725,000 | 21,392,000 | 20,078,000 | 18,140,000 |
| Securities held to maturity | 107,861,000 | 126,068,000 | 148,571,000 | 144,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,571,000 | 345,775,000 | 342,504,000 | 334,439,000 |
| Interest-bearing deposits | 245,281,000 | 259,567,000 | 255,799,000 | 250,994,000 |
| Noninterest-bearing deposits | 82,290,000 | 86,208,000 | 86,705,000 | 83,445,000 |
| Equity capital | 71,626,000 | 72,379,000 | 73,620,000 | 74,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,847,000 | 9,317,000 | 13,051,000 |
| Interest expense | 128,000 | 266,000 | 497,000 | 846,000 |
| Net interest income | 2,690,000 | 5,581,000 | 8,820,000 | 12,205,000 |
| Noninterest income | 774,000 | 1,582,000 | 2,251,000 | 3,033,000 |
| Noninterest expense | 1,982,000 | 4,024,000 | 6,060,000 | 8,159,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,482,000 | 3,139,000 | 5,011,000 | 7,079,000 |
| Income tax | 328,000 | 699,000 | 1,115,000 | 1,575,000 |
| Net income | 1,154,000 | 2,440,000 | 3,896,000 | 5,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,885,000 | 72,820,000 | 74,276,000 | 75,534,000 |