Call reports 2021
FIRST CITIZENS STATE BANK — 2021
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 389,525,000 | 388,758,000 | 391,161,000 | 408,006,000 |
| Total loans | 200,010,000 | 205,132,000 | 204,742,000 | 213,646,000 |
| Allowance for loan losses | 4,212,000 | 4,213,000 | 4,288,000 | 4,296,000 |
| Securities available for sale | 1,100,000 | 1,106,000 | 1,096,000 | 7,156,000 |
| Securities held to maturity | 77,415,000 | 88,938,000 | 72,876,000 | 100,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,683,000 | 309,695,000 | 311,337,000 | 327,118,000 |
| Interest-bearing deposits | 235,962,000 | 229,546,000 | 233,106,000 | 247,514,000 |
| Noninterest-bearing deposits | 75,721,000 | 80,149,000 | 78,231,000 | 79,604,000 |
| Equity capital | 67,790,000 | 68,613,000 | 69,866,000 | 70,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,894,000 | 5,718,000 | 8,697,000 | 11,681,000 |
| Interest expense | 231,000 | 412,000 | 553,000 | 688,000 |
| Net interest income | 2,663,000 | 5,306,000 | 8,144,000 | 10,993,000 |
| Noninterest income | 857,000 | 1,788,000 | 2,603,000 | 3,499,000 |
| Noninterest expense | 2,028,000 | 4,109,000 | 6,143,000 | 8,223,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,492,000 | 2,985,000 | 4,604,000 | 6,269,000 |
| Income tax | 331,000 | 655,000 | 1,013,000 | 1,389,000 |
| Net income | 1,161,000 | 2,330,000 | 3,591,000 | 4,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,711,000 | 68,530,000 | 69,791,000 | 70,730,000 |