Call reports 2020
FIRST CITIZENS STATE BANK — 2020
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 323,161,000 | 345,053,000 | 350,717,000 | 374,209,000 |
| Total loans | 187,854,000 | 199,946,000 | 204,583,000 | 201,855,000 |
| Allowance for loan losses | 2,582,000 | 2,940,000 | 3,618,000 | 4,214,000 |
| Securities available for sale | 1,138,000 | 1,148,000 | 6,144,000 | 1,134,000 |
| Securities held to maturity | 74,142,000 | 67,649,000 | 68,004,000 | 74,376,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,646,000 | 271,286,000 | 276,402,000 | 298,262,000 |
| Interest-bearing deposits | 201,209,000 | 206,171,000 | 212,682,000 | 232,123,000 |
| Noninterest-bearing deposits | 52,437,000 | 65,115,000 | 63,720,000 | 66,139,000 |
| Equity capital | 64,077,000 | 64,778,000 | 65,844,000 | 66,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,999,000 | 5,983,000 | 8,966,000 | 12,103,000 |
| Interest expense | 441,000 | 787,000 | 1,082,000 | 1,338,000 |
| Net interest income | 2,558,000 | 5,196,000 | 7,884,000 | 10,765,000 |
| Noninterest income | 697,000 | 1,735,000 | 2,845,000 | 4,031,000 |
| Noninterest expense | 1,967,000 | 3,966,000 | 5,879,000 | 7,977,000 |
| Provision for loan losses | 100,000 | 450,000 | 1,000,000 | 1,500,000 |
| Pretax income | 1,188,000 | 2,515,000 | 3,850,000 | 5,319,000 |
| Income tax | 221,000 | 503,000 | 773,000 | 1,071,000 |
| Net income | 967,000 | 2,012,000 | 3,077,000 | 4,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,970,000 | 64,664,000 | 65,730,000 | 66,550,000 |