Call reports 2019
FIRST CITIZENS STATE BANK — 2019
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,860,000 | 301,784,000 | 310,487,000 | 327,147,000 |
| Total loans | 173,475,000 | 184,601,000 | 188,811,000 | 188,504,000 |
| Allowance for loan losses | 2,693,000 | 2,667,000 | 2,519,000 | 2,501,000 |
| Securities available for sale | 1,015,000 | 1,041,000 | 1,076,000 | 1,059,000 |
| Securities held to maturity | 81,661,000 | 77,833,000 | 76,681,000 | 71,202,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,732,000 | 235,793,000 | 243,672,000 | 259,373,000 |
| Interest-bearing deposits | 188,928,000 | 182,990,000 | 188,592,000 | 208,338,000 |
| Noninterest-bearing deposits | 52,804,000 | 52,803,000 | 55,080,000 | 51,035,000 |
| Equity capital | 61,071,000 | 61,289,000 | 62,380,000 | 63,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,797,000 | 5,677,000 | 8,690,000 | 11,727,000 |
| Interest expense | 386,000 | 751,000 | 1,165,000 | 1,584,000 |
| Net interest income | 2,411,000 | 4,926,000 | 7,525,000 | 10,143,000 |
| Noninterest income | 561,000 | 1,261,000 | 1,977,000 | 2,732,000 |
| Noninterest expense | 1,801,000 | 3,706,000 | 5,699,000 | 7,799,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,171,000 | 2,481,000 | 3,803,000 | 5,076,000 |
| Income tax | 219,000 | 479,000 | 736,000 | 974,000 |
| Net income | 952,000 | 2,002,000 | 3,067,000 | 4,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,052,000 | 61,252,000 | 62,317,000 | 63,003,000 |
| Total capital | 63,687,000 | 63,919,000 | 64,836,000 | 65,504,000 |
| Risk-weighted assets | 210,772,000 | 215,261,000 | 216,839,000 | 217,550,000 |