Call reports 2018
FIRST CITIZENS STATE BANK — 2018
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 307,960,000 | 304,282,000 | 307,426,000 | 318,345,000 |
| Total loans | 172,013,000 | 176,229,000 | 175,682,000 | 171,174,000 |
| Allowance for loan losses | 2,727,000 | 2,729,000 | 2,706,000 | 2,690,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 100,572,000 | 89,109,000 | 91,341,000 | 89,559,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,857,000 | 240,175,000 | 242,658,000 | 252,440,000 |
| Interest-bearing deposits | 195,430,000 | 188,499,000 | 187,193,000 | 201,616,000 |
| Noninterest-bearing deposits | 48,427,000 | 51,676,000 | 55,465,000 | 50,825,000 |
| Equity capital | 58,008,000 | 58,668,000 | 59,580,000 | 60,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 5,048,000 | 7,700,000 | 10,408,000 |
| Interest expense | 255,000 | 542,000 | 850,000 | 1,180,000 |
| Net interest income | 2,228,000 | 4,506,000 | 6,850,000 | 9,228,000 |
| Noninterest income | 574,000 | 1,244,000 | 1,843,000 | 2,508,000 |
| Noninterest expense | 1,668,000 | 3,395,000 | 5,259,000 | 7,285,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,134,000 | 2,355,000 | 3,434,000 | 4,451,000 |
| Income tax | 198,000 | 409,000 | 576,000 | 723,000 |
| Net income | 936,000 | 1,946,000 | 2,858,000 | 3,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,008,000 | 58,668,000 | 59,580,000 | 60,100,000 |
| Total capital | 60,633,000 | 61,278,000 | 62,278,000 | 62,757,000 |
| Risk-weighted assets | 209,859,000 | 208,687,000 | 215,870,000 | 212,532,000 |