Call reports 2017
FIRST CITIZENS STATE BANK — 2017
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 301,556,000 | 303,978,000 | 307,587,000 | 314,904,000 |
| Total loans | 168,307,000 | 169,512,000 | 171,820,000 | 173,693,000 |
| Allowance for loan losses | 2,141,000 | 2,531,000 | 2,616,000 | 2,612,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 91,305,000 | 95,738,000 | 99,846,000 | 99,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,012,000 | 241,311,000 | 244,658,000 | 252,141,000 |
| Interest-bearing deposits | 192,941,000 | 188,681,000 | 190,525,000 | 202,067,000 |
| Noninterest-bearing deposits | 46,071,000 | 52,630,000 | 54,133,000 | 50,074,000 |
| Equity capital | 56,544,000 | 56,960,000 | 57,668,000 | 57,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,726,000 | 7,185,000 | 9,617,000 |
| Interest expense | 223,000 | 445,000 | 679,000 | 911,000 |
| Net interest income | 2,096,000 | 4,281,000 | 6,506,000 | 8,706,000 |
| Noninterest income | 571,000 | 1,273,000 | 1,881,000 | 2,505,000 |
| Noninterest expense | 1,794,000 | 3,575,000 | 5,418,000 | 7,715,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 873,000 | 1,979,000 | 2,969,000 | 3,496,000 |
| Income tax | 199,000 | 539,000 | 821,000 | 1,594,000 |
| Net income | 674,000 | 1,440,000 | 2,148,000 | 1,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,544,000 | 56,960,000 | 57,668,000 | 57,072,000 |
| Total capital | 58,685,000 | 59,491,000 | 60,252,000 | 59,634,000 |
| Risk-weighted assets | 198,688,000 | 203,341,000 | 206,694,000 | 204,896,000 |