Call reports 2013
FIRST CITIZENS STATE BANK — 2013
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 250,700,000 | 249,146,000 | 243,799,000 | 264,382,000 |
| Total loans | 146,577,000 | 145,712,000 | 149,664,000 | 150,011,000 |
| Allowance for loan losses | 1,692,000 | 2,272,000 | 1,909,000 | 2,229,000 |
| Securities available for sale | 20,247,000 | 18,396,000 | 14,996,000 | 20,037,000 |
| Securities held to maturity | 49,926,000 | 48,531,000 | 46,185,000 | 43,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,133,000 | 202,330,000 | 196,787,000 | 216,513,000 |
| Interest-bearing deposits | 170,733,000 | 165,873,000 | 159,995,000 | 172,868,000 |
| Noninterest-bearing deposits | 33,400,000 | 36,458,000 | 36,792,000 | 43,645,000 |
| Equity capital | 40,248,000 | 40,657,000 | 41,286,000 | 41,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,545,000 | 6,775,000 | 8,984,000 |
| Interest expense | 270,000 | 502,000 | 725,000 | 941,000 |
| Net interest income | 2,004,000 | 4,043,000 | 6,050,000 | 8,043,000 |
| Noninterest income | 687,000 | 1,373,000 | 1,958,000 | 2,563,000 |
| Noninterest expense | 1,636,000 | 3,233,000 | 4,824,000 | 6,292,000 |
| Provision for loan losses | 126,000 | 252,000 | 338,000 | 407,000 |
| Pretax income | 929,000 | 1,931,000 | 2,846,000 | 3,907,000 |
| Income tax | 309,000 | 649,000 | 957,000 | 1,242,000 |
| Net income | 620,000 | 1,282,000 | 1,889,000 | 2,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,249,000 | 40,657,000 | 41,268,000 | 41,794,000 |
| Total capital | 41,941,000 | 42,616,000 | 43,177,000 | 43,735,000 |
| Risk-weighted assets | 158,073,000 | 156,440,000 | 154,035,000 | 158,801,000 |