Call reports 2012
FIRST CITIZENS STATE BANK — 2012
What FIRST CITIZENS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 249,863,000 | 250,800,000 | 246,670,000 | 266,000,000 |
| Total loans | 151,854,000 | 152,685,000 | 150,661,000 | 148,925,000 |
| Allowance for loan losses | 1,971,000 | 1,930,000 | 1,874,000 | 1,891,000 |
| Securities available for sale | 24,911,000 | 22,899,000 | 20,923,000 | 19,269,000 |
| Securities held to maturity | 35,645,000 | 39,697,000 | 44,547,000 | 51,450,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,722,000 | 201,913,000 | 199,293,000 | 218,097,000 |
| Interest-bearing deposits | 173,787,000 | 169,119,000 | 167,545,000 | 177,076,000 |
| Noninterest-bearing deposits | 27,936,000 | 32,794,000 | 31,748,000 | 41,021,000 |
| Equity capital | 37,759,000 | 38,317,000 | 39,021,000 | 39,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,572,000 | 5,115,000 | 7,587,000 | 10,017,000 |
| Interest expense | 419,000 | 798,000 | 1,145,000 | 1,447,000 |
| Net interest income | 2,153,000 | 4,317,000 | 6,442,000 | 8,570,000 |
| Noninterest income | 713,000 | 1,529,000 | 2,348,000 | 3,318,000 |
| Noninterest expense | 1,675,000 | 3,337,000 | 5,037,000 | 6,643,000 |
| Provision for loan losses | 126,000 | 252,000 | 402,000 | 684,000 |
| Pretax income | 1,065,000 | 2,257,000 | 3,351,000 | 4,561,000 |
| Income tax | 382,000 | 745,000 | 1,132,000 | 1,486,000 |
| Net income | 683,000 | 1,512,000 | 2,219,000 | 3,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,737,000 | 38,317,000 | 39,021,000 | 39,629,000 |
| Total capital | 39,708,000 | 40,247,000 | 40,895,000 | 41,520,000 |
| Risk-weighted assets | 164,088,000 | 164,471,000 | 160,232,000 | 162,725,000 |